Real Estate in Western North Carolina and Georgia

Real Estate News

4 Tips for Buyers in a Tight Housing Market

1. Determine and stick to a budget. Before beginning the house hunting process, prospective homebuyers should receive preapproval from one or more lenders to verify the amount of money they are qualified to borrow. Then, after taking into account additional costs of ownership such as taxes, utilities and insurance, buyers should determine a final budget …Read More

Posted in Articles by Kathryn Shanaberger

Financing & Appraisal Contingency

Financing Contingency If you’re planning on buying your home using a mortgage, you’re going to want to elect the financing contingency. This contingency gives you time to apply for and receive a loan in order to purchase the home. It says that, if for some reason you’re unable to receive financing, you have the right to …Read More

Posted in Articles by Kathryn Shanaberger

Home Inspections Q & A

For most persons, purchasing a home is the largest investment they will ever make. It is no wonder then that many homebuyers employ professionals to inspect the structural and mechanical systems of the home and report to them on their condition. Sometimes sellers also employ Home Inspectors to alert them to problems with their homes …Read More

Posted in Articles by Kathryn Shanaberger

Home Buying In 6 Easy Steps

1) Get Ready for Home Ownership Build a good credit history Get mortgage pre-approval Find out what type of mortgages you quality for Consider hiring an attorney to review all contracts and agreements associated with the home buying process Save up for a down payment (typically 10-20% of property‚Äôs value; if FHA-qualified, then possibly less) …Read More

Posted in Articles by Kathryn Shanaberger

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